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The Game has changed – and so must we!

July 25, 2020 by Elaine Colliar 2 Comments

Getting out of debt is all about managing the resources that we have – and prioritising the things that are absolutely non-negotiable, the “Must-haves” versus the “Be Nice to Haves” And as life ebbs and flows that list changes a little too. When you have more income you can tweak some categories up a little […]

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If you are Changing Expect Resistance

July 15, 2020 by Elaine Colliar 5 Comments

So .. making the decision you are going to take control of your finances can be almost immediate. In that very moment you can decide: “Enough is enough! This has to stop! Here and no more! Trouble is .. between the decision to stop spending on crap, knuckle down, get a plan and follow a […]

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Back to Basics #1

July 14, 2020 by Elaine Colliar 6 Comments

When tackling a massive scary challenge one of the first things you really need to do it establish the baseline from where you are starting. It’s easy enough to set out your flag and declare a goal of “£100K in 100 Days!” it’s another thing to look at where you are and see the gap […]

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The Six-Figure Hard Stop!

July 13, 2020 by Elaine Colliar 35 Comments

I have reached my six-figure hard stop point with the business that I have been involved in building over the last two years. Meaning I have now reached the point where they owe me six figures and I am now following through with my commitment to leave and not follow good money after bad. Not […]

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You have more than you think …..

April 28, 2020 by Elaine Colliar 16 Comments

So here we are – preparing for the long-haul. Sadly it looks that although we were pretty quick at going into lock-down it may take many weeks or months before life goes back to any semblance of normal. So – I don’t know about you but that means getting my act together and focusing once […]

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We are not all in the same boat!

April 27, 2020 by Elaine Colliar 8 Comments

Its been a funny weekend here at MFin3 HQ – as at the weekend we kind of “down tools” a little and have more of those “deeper” conversations with friends and family and colleagues. So instead of “Hi Mum – you still alive? Gotta run and cook for the boys!” or “Hi Phil – have […]

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Coriander Lime Rice – Buddha Bowls

April 25, 2020 by Elaine Colliar 2 Comments

I don’t know about you but heading into the fifth weeks of the lockdown we are beginning to feel a little less dependant on our comfort foods and are beginning to think that something a little zesty on the palette would be pretty darn good. So tonight we are having a “picky tea” .. a […]

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Rainbows of Hope!

April 16, 2020 by Elaine Colliar 2 Comments

One of our lovelies spotted one of these on my facebook feed – a little 30 minute crochet project that I made for the wee ones 12th birthday that he had in lock-down last week. And a request was made – could I write up the “recipe” for making a neat circle so that they […]

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On Food and Focus!

April 7, 2020 by Elaine Colliar 8 Comments

So we are meandering into our third week of quarantine .. trying desperately to make this week feel different for the little red-head as he is “officially” on Easter Break. In reality we are winding down to a steadier pace of life now that the frantic few days of preparation are behind us and the […]

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Living a Little Life for a while will be OK!

April 1, 2020 by Elaine Colliar Leave a Comment

So the life raft from the Chancellor didn’t manifest for me yesterday – I am one that has fallen between the cracks on the self employment rules … but this morning I have decided that is OK. If I will income-less until this is over I will be content to live a little life for […]

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